Stated/NO DOC Business Lines Of Credit

 

7-10 Business Days Funds available up to $500,000

 

The Flexible Solution.

 

New Business/ Existing  Stated Income Business Loan Program
GET $150k to $500k of funding in 7-10 days without upfront fees.

The qualifications are listed below!

 1) 700+ middle credit score or better

 2) Less than 30% balances remaining on credit cards

 3) Corporation or LLC startup or Existing business

 4)Federal Tax ID EIN#

 5)Stated Income/ No Income Tax Required

 6)Loan amount Limits: New Corporations up to $150K and 2 years older
     loans up to $500k

 7)Closing time 7-10 day Fund

See online application click here

 http://nationalcc.wufoo.com/forms/oxford-business-capital-llc/

 

 

Commercial Loans

Nationwide Asset Base Lending

 

Levine, Stein & Johnson LLC.   is uniquely positioned to provide the capital you need for the purchase of discounted or distressed notes. Levine, Stein & Johnson LLC are exclusively focused on the acquisition of discounted debt on well positioned properties and have invested over $1 Billion dollars into these types of transactions over the last 2 years. Capitalizing on the state of the current CRE markets, purchasing discount debt is the simplest and efficient way to expand your portfolio. We welcome you to leverage our partnerships and expertise to assist you in achieving your goals.

 

 

FeatureCommercial Property Program

Loan amount$500.000 -12 Million

Minimum Fico660

Minimum DSCR1.30

Maximum LTV90% for multi use properties (office, retail, condo, warehouse, medical office, mixed use, light industrial).
85% for special use properties (automotive, assisted living, hotel, motel, restaurant, day care)

First MortgageFirst mortgage 50% and Second mortgage up to 40%
First mortgage amortized up to 25 years and Second mortgage up to 20 years. Second mortgage rates is fixed for 20 years

 Must be owner occupied 51%+ to qualify under this program

Loan PurposePurchase only

Underwriting philosophyGlobal Cash Flow Underwriting

Closing time60 days if complete package

Loan programs available1. Adjustable (prime plus 2.75%)
2. 3 Year Fixed: Rate starts at 5.5% with 5 year declining prepayment
3. 5 Year Fixed: Rate starts at 6.5% with 5 year declining prepayment
(the above two options only apply to the first mortgage)
4. The second mortgage will carry an interest rate of approx. 5.5% fixed for 20 years and amortized over 20 years
5. Seller Financing allowed by, borrower must have Minimum Equity of 10%

 

 

FeatureBridge Lending Program

Loan amountFrom $50K to $500 Million

LTVUp to 65% max

CLTVMay be allowed on a case by case basis up to 75%

Loan termUp to 36 months

Minimum Fico requiredNone

Prepayment penaltyNone

Exit feeNone

Interest rateStarting at 7.99%

LendingNationwide lending. NO rural areas (minimum population required 100K)

Acceptable property typesOffice, medical/dental, office condo, warehouse, multifamily, mixed use, retail, strip centers, assisted living facility, day care, flagged and non-flagged hotel/motel, other property types considered on a case by case basis

Interest only paymentAvailable

Closing timeCan close as fast as 30 days with full package

 

Feature

Stated Incone Non-Owner 1-4 Family resident, Commercial Loan Program

Loan amount$100.000 - 10MM

1-4 Family Non owner occupied , Multi-family & office, commercial retail

 

Eligible location$100K to 5 Million. Nationwide

Eligible location$100K to 5 Million. Major markets

Loan purposePurchase, rate/term refinance & cash out

Minimum Fico650

Amortization25 to 30 years, depending on the age of property and condition

LTVUp to 65 - 75% maximum LTV

Loan terms30 year fixed and Balloon loan terms of 5, 7, 10 years with amortizing terms up to 30 years

Lifetime cap6.99% over initial interest rate

Lifetime floor rate3%

Minimum DSCR1.25 DSCR

NOI calculationDeduct market vacancy; % management; repairs estimated at $650/unit; reserves estimated at $300/unit

Subordinate financingNot allowed during the first 12 months, thereafter case-by-case, with a minimum loan amount of $250K

Stabilizationmust be at 60% occupancy for at least 90 days

Assumability:Loans are assumable at Lender consent and a 1% fee

Third party fees$4,500 (for strong/major markets)

Tax & insurance escrowsNot required for qualifying borrowers

Seasoningn/a

Liquidity6 months P&I, plus down payment, closing costs and 1:1 coverage ratio of revolving debt

Borrower net worthMust exceed loan amount

Non recourseLending in some large markets. Recourse in certain markets, subject to the Lender's discretion

 

 

FeatureLow Balance Commercial Program

Product overviewMust be owner occupied 51%+ to qualify under this program

Loan amountfrom $100K to $2 Million

Minimum Fico650

Minimum DSCR1.25/1.00

Loan purposePurchase, refi & cash out. Cash out is only accepted under this program if proceeds are for property improvement, payment of business debt and inventory

Loan amortization25 years

Property typesCar washes, auto repair/transmission/body shop, bowling alleys, medical/dental & veterinarian offices, liquor stores, convenience stores, supermarkets, child daycares, adult daycares, assisted living facilities, restaurants, retail/office condo/mixed use/industrial, self-storage facilities

Max LTV90%

Interest rateStarts at prime + 2.75%

Prepayment penalty5% in year 1; 3% in year 2; 1% in year 3

Underwriting philosophyGlobal cash flow underwriting

 

Feature

Full Doc Commercial Program

Loan amountfrom $100K to $500 Million

Interest rateStarting at 5.67% on our 12 month libor ARM

Loan term12 months libor, 3, 5, 7 & 10 year fixed hybrid. All loans amortized over 30 years

Prepayment penalty5% declining

LTVUp to 80% for purchases. LTV can be increased to 85% on selected markets

Minimum credit score680

Minim DSCR1.25. This may be increased based on risk of transaction

RefinanceCash out refinance request are typically limited to 50% maximum

 Upon conclusion of fixed rate terms loans will roll to 6 month ARM with interst rate adjustment capped at 1.00%

 Stable current and historic cash is generally required

 Borrower must be solid: Market experience, liquidity, net worth, personal credit. Full recourse for at least one key principal required

 All programs are subject to pricing adjustment based upon loan size, property condition, age, maintenance and credit indicators

 Rates are only for A&B Grade properties

 Loans under $500,000 will have a rate spread increase of 35-60 bps

 

 

     

 

DISCLAIMER: Levine, Stein & Johnson LLC. is not a United States SecuritiesDealer, Broker or US Investment Advisor. Furthermore we are not a licensed Realtor or mortgage broker in any state. This electronic web page and or attached documents have not been verified or authenticated & are not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and or properties. Merely describing the details of an existing private placement program does not constitute an offer or solicitation of any kind and, if presented, is done soley for information. Upon reading of these documents, you as the recipient, acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communication and you agree to keep it private.

DISCLAIMER: This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. This web page is confidential and is legally privileged. Nothing on this web page should be interpreted as a digital or electronic signature that can be used to authenticate a contract or other legal document. Levine, Stein & Johnson LLC is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. This website and any attached related documents are never to be considered a 100% guarantee return of programs introduce by Levine, Stein & Johnson LLC consultants. Upon reading of these website information you, as the viewer, hereby acknowledges this warning and disclaimer.

 

Shelf Corporations and Aged Corporation

Use the Power Of Season Corporation

 

 

Shelf Corps and Aged Corporation Packages 

Establish Immediate Corporate History
Levine, Stein & Johnson LLC Currently has a list of “pre-filed”shelf companies that you can acquire. By owning a pre-established corporate identity, you are able to take advantage of the following benefits:

• Instant availability & fast delivery.

• Immediately own a company with a corporate history.

• Show longevity and enhance your image with customers and lenders.

• Easier to obtain business credit cards and business credit lines.

• Often, lenders require a business to have been in existence from six months to two years or more before lending it money.

• Ability to borrow money from banks.

• Ability to secure bids on contracts. Many agencies will only sign contracts with a business that has been in business for at least two years

Levine, Stein & Johnson LLC. Currently has Aged Corps and Shelf Corps in the following US States:

• Wyoming-1, 2,3 and 10year aged-shelf corporations

• Nevada- 1,2 and 5 year old aged corps packages

• California- 2 year old Aged-Shelf corporations

• Oregon- 2 year old aged-shelf corporations

• New Mexico- 2, 3 and 5 year old Aged-Shelf Corporations

• Arizona- 2, 3 and 5 year aged-shelf  Companies

• Alaska- 2 year old Aged-Shelf Corporations

• Many more states available upon request.

 

Disclaimer:
All packaged deals on our website come with a 2 year old company- for older companies please call for pricing.

Levine, Stein & Johnson LLC. has a large inventory list of available aged corps in the States listed above, however due to theft of companies in the past and internet " hijacking" of our companies we no longer provide this list upfront.  Once your purchase is made Levine, Stein & Johnson LLC will send you the list of the available companies in the State you have chosen so that you may choose the name of your new company.

All Corporation documents are delivered Via email within 24 hours after purchase.

See below for the benefits of buying an aged-shelf Corporation.

FREQUENTLY ASKED QUESTIONS:

What does a shelf corporation age mean?
The age of a shelf corporation is just as real as the age of a human being. The law calls a corporation a person. It is an artificial person. It is separate from the people who own it. The owners of a shelf corporation, as with any other legal entity, are just as separate from each other as two people are separate. The H.J. Heinz company started in 1869. The original owners, officers and directors have long since passed. However, the age of the company truly remains in-tact.

Additional shelf corporation benefits?

• Immediate availability - The Company formed is ready to be shipped for immediate delivery rather than needing to wait for government filing.

• Credibility to customers and Banks

• Increased ability to bid on government contracts. Many state and federal contracts require that the business be between two and five years in age.

• Easier to obtain credit

• Easier to obtain working capital

• Easier to take a company “public” and sell shares on a stock exchange if certain criteria are met

• Immediately creating a company existence and longevity appearance

• Access to investment opportunities

• Less limitations when applying for corporate credit

Buyers of shelf corporations have some big advantages over newly filed businesses. First, the benefits mentioned above. Then, the advantage of being able to purchase a well established corporation and yet put themselves in as officers, directors and shareholders, giving them immediate control of the business.

What are the types of aged shelf corporations?
Shelf and aged corporations can be any type of legal entity. This includes U.S. domestic corporations and LLC's, as well as offshore and international entities. The term "shelf" or "aged" only refers to the fact that the company has been filed and is sitting "on a shelf" waiting to be purchased.

What shelf corporation age is right for me?
It is important to choose the age appropriate to your needs. For a building contractor or consulting company the number of years in business is important to the prospective clients. In order to obtain government contracts, the typical age requirement is two years. Additionally, for a business that wants to build corporate credit, the older the better. The key issues are the perceptions of the potential customers and potential lenders. How old does the business need to be to convince the client or the banker that the business is secure and stable? Is the age of your business important? It usually is to a customer or lender.

How Is Aged-Shelf Corp Pricing Configured?

Generally we take the amount we have spent to form the company and add on for every year the cost of maintenance upkeep and any additional filing fees +(plus) We then add on 1500.00 Per Year Of Age. This is how we calculate the price of one of our corps. Now depending on the State the starting prices are listed below. California and Nevada add $500.00 to pricing shown here (OR Call for exact pricing). Please call for individual sales- We only have payment options on our site for package deals.

1 Year Aged-Shelf Corp From $3500.00 This is Guaranteed to be at least 12 Months Aged
2 Year Aged-Shelf Corp From $5000.00 This is Guaranteed to be at least 24 Months Aged
3 Year Aged-Shelf Corp From $6000.00 This is Guaranteed to be at least 36 Months Aged
4 Year Aged-Shelf Corp From $7000.00 This is Guaranteed to be at least 48 Months Aged
5 Year Aged-Shelf Corp From $8500.00 This is Guaranteed to be at least 60 Months Aged

ADDITIONAL DISCLAIMER: 
Levine, Stein & Johnson LLC. reserves the right to refuse service to anyone. Levine, Stein & Johnson LLC.does not issue refunds for purchased and delivered shelf corporations. Levine, Stein & Johnson LLC reserves the right to exchange or replace any shelf corp with a similar priced corporation when inventory calls for substitution including state of incorporation and number of years established.

 

The  Aged Corp Package Comes with the following

Aged Corp Package Pricing Also includes AT NO ADDITIONAL CHARGE:

1 Aged Corporation- 2 years old Comes with Certificate of Good Standing, Original Articles, By Laws and Resolutions 1 Year Registered Agent Services
Employer Identification Number (EIN).
Registration with Dun & Bradstreet- And Get a D.U.N.S Number Assigned
Registration Application as a Foreign Entity in your Home State
Business E-Mail Account (ie: Yourname@Yourcompanyname.com)
Listing with Directory Assistance and major Phone Directories
Registration with Internet Search Engines (ie: Google, Yahoo, MSN, Bing).

No where else are you going to find a package like this- Our package price is $3500.00 and includes everything listed above.

Other companies would charge nearly $10,000.00 just for the corporation- At Levine, Stein & Johnson LLC we know you’re going to need a lot more than just the corporation to build your new business. Purchase Your  Aged Corp Package Today and get your business on the road to success!

 

Enhanced Film Funding

Film / Motion Picture Funding

 

Film Funding

The Enhanced Film Funding Program allows film makers the ability to obtain up to 75% of the film's budget with only 10% cash requirement from the client or angel/investor. Our associates have many years of "on the ground" film experience and time-tested knowledge in the production and funding of films. With our structured film funding program we are here to help the independent film maker receive funds for their film in an expedited manner with reasonable costs and flexible repayment terms.

Program Highlights
- 75% funding of the film's budget
- No up-front fees
- $10M to $100M loan amounts. )
- 10% minimum cash required. ($1M minimum)
- Angel/Investor's funds (the 10) is returned at completion of film funding
- Angel/Investor may be provided a preferred rate of return of 20%
- 5.00% fixed interest rate
- No pre-payment penalty
- Loan/income participation hybrid program. (75/25:25/75)
- Non-personal recourse loan
- North America, UK, New Zealand, Australia and Puerto Rico filming locations only.

How it Works
10% of the film's budget, (minimum $1M), is placed into an attorney's trust account at a top-tier bank, where it remains until the end of the film's funding at which time it is returned to the angel/investor (minus a small trustee fee). The client's funds never leave the trustee account, are bank blocked and are 100% protected at all times.

Film funding is based upon a monthly draw schedule which is agreed-to with the film maker prior to closing. No loan payments are due during the film production.

Recoupment of principal and interest on the loan is 75% of the net proceeds of the film project to the lender with 25% of the net proceeds to the film maker until the loan is paid in full. Then the formula inverts to 25/75. All receipts, both hard and soft, are administered by Fintage House. The lenders Note is full recourse to the film enterprise Special Purpose Vehicle (SPV) and its financial receipts only and is non-recourse to the film's principals.

Time Frame
A Binding Term Sheet may be issued in a matter of days after full review of the film project submission with closing shortly thereafter. Film funding draws may begin as soon as 45 days after closing.

Please note that the movie must be a commercially viable product with a "bondable" producer in place, distribution worked out and other usual and customary basic financial movie project criteria. Our finance group is looking to fund only quality film projects.

Submission Guidelines

Our funding sources require proper submission protocol that must be followed for a successful and timely funding and we are a cooperative component with our financial associates to that end.

To get started we will need complete and thorough information about the film project you are seeking funding for. Listed are the minimum items needed for our review.

- Executive Summary or Business Plan
- Full budget supporting the request for funding
- Completed script
- P&A budget or plan
- Month over month burn schedule
- Proof of Funds supporting the minimum cash requirement

Basic Criteria
- Bondable producer must be in place
- A seasoned director and talent attached (or at least in "talks")
- MPAA rating of no more than Restricted (“R”)
- Minimum loan amount is $10,000,000. Maximum $100,000,000. - The movie project must be a commercially viable product, distribution worked out and other usual and customary basic financial movie project criteria. Our finance group is looking to fund only quality film projects.

After we receive these items we will review the information and initiate a phone conference with you to discuss the transactional and financial feasibility of the requested funding for the film. We want to ensure that we have a clear understanding of the funding goals including amount and terms desired and the time frame needed for funding.

If after this discussion we feel it will fit our lender’s guidelines we will submit the package to them and if they are interested in the film project they will quickly move towards a Binding Term Sheet.

If you would like for us to review your film project you may email the funding request package to: